The Crane Agency is closely monitoring the outbreak of Coronavirus Disease 2019 (COVID-19) and doing everything we can to assist you as our clients to follow the latest guidance from the Centers for Disease Control (CDC).

We know this is a stressful time and people want to know what they can do right now to protect themselves and their families.  We are receiving a lot of questions regarding how employer-sponsored healthcare is impacted by what has now been categorized as a global pandemic by the World Health Organization. 

Please find attached several pieces we have prepared in response to questions received as well as resources from the CDC.  Your health and that of your employees are of the utmost importance to us.  

As for your specific carrier, here are available resources and answers to FAQs:
United Healthcare

If you have any questions, please let us know.  We are here for you and will keep you posted on major developments.  

Your Crane Team

Crane Agency
100 North Broadway, Suite 900, St. Louis, MO 63102
400 Chesterfield Center, Suite 320, Chesterfield, MO 63017
1220 E. Walnut Lawn Street, Springfield, MO 65804
800 E. 101st Terrace, Suite 350, Kansas City, MO 64131


IRS Allows HDHPs To Cover Coronavirus Costs

On March 11, 2020, the IRS issued Notice 2020-15 in response to the public health emergency posed by the 2019 Novel Coronavirus (COVID-19). To encourage individuals to get tested for COVID-19, this notice allows HDHPs to pay for COVID-19 testing and treatment without imposing a deductible or other cost sharing.

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COVID-19 Officially a Pandemic, WHO Declares

The World Health Organization (WHO) officially declared COVID-19 a pandemic, increasing the severity from an “outbreak.” This announcement comes as more than 120,000 cases of COVID-19 have been reported worldwide, with over 4,000 deaths.

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DOL Issues Guidance on COVID-19 and the FMLA

The U.S. Department of Labor (DOL) has issued Q&As on COVID-19 (or other public health emergencies) and the federal Family and Medical Leave Act. This Compliance Bulletin contains the DOL's Q&As.

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Keep Calm and Wash Your Hands - Poster

This poster from the Centers for Disease Control and Prevention reminds individuals to wash their hands to prevent the spread of germs.

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8 Answers to Your Coronavirus Questions - Poster

The coronavirus (COVID-19) is disrupting operations around the world. Here are eight answers to questions you may have about the virus and your health.

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Fast Facts About Coronavirus Disease 2019 (COVID-19)

This resource from the Centers for Disease Control and Prevention provides fast facts about COVID-19.

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OSHA Fact Sheet: Protecting Workers During a Pandemic

This OSHA Fact Sheet presents OSHA's guidelines on how to protect workers during a pandemic.

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Charles L. Crane Agency
100 N. Broadway
St. Louis, MO 63102